Like the house but want to make some changes? Use the HomeStyle program.
Many times when people are out looking at homes they find a property that they like for the most part except for...something. Especially...
What is my APR? Why is it higher than my interest rate?
This question is a common question that homebuyers and mortgage applicants ask regularly, when they see the Truth in Lending disclosure. ...
Some important changes to credit scoring
There has been news recently regarding medical collections and settled collection accounts will no longer be used in calculating consumer...
Mortgage Insurance = Money for Nothing
I have been talking a lot with borrowers recently about avoiding Mortgage Insurance whenever possible. Even if you don’t have or don’t...
Improving and Maintaining Credit Scores
Many times just 10 points on a credit score can save you thousands of dollars over the life of the loan, or in some cases allow someone...
Credit Score Facts & Fallacies
Many people that I talk with are not sure about aspects of credit scoring. Here are common questions I hear especially with first time...
What is in a FICO Score?
While the exact formula that is used by the three credit bureaus (Experian, Trans Union and Equifax) is a closely guarded secret, we do...
Credit Reporting Facts You Should Know
The next few posts will cover credit, and hopefully shed some light various issues that come up often, and many borrowers are unsure of....
Is even doing a refinance worth the trouble and cost? It is more often than you realize.
Look at your refinance as an investment. The saved interest and payments as the yield, just like you do with any other investment you...
The refinance bus has not left the station, but you may not want to waste anymore time.
As of this writing mortgage rates are still at historic lows, due to the slower than desired recovery in the global economy. I am not...
