Credit Reporting Facts You Should Know
The next few posts will cover credit, and hopefully shed some light various issues that come up often, and many borrowers are unsure of....
Are you…
A first time homebuyer, looking for some information?
You can learn about credit and FICO scores, managing debt, learning about down payment assistance programs, and how to get ready for approval.
Trying to decide if a refinance is worth it?
A Loan Officer cannot write a loan that doesn’t benefit the borrower. Whether you’re trying to do a rate and term refinance, or cash out refinance, the numbers help us make the decision.
Confuused about FHA, VA, USDA or Conventional programs?
All of these programs work for different people. Credit history, debt ratio, cash on hand, location of the new home, purchase price, are some factors that help us determine the right loan program for you.
Looking for a mortgage calculator to estimate what can I afford?
They’re right here, and my Contact Info is available for any questions. There is even a link to a secure mortgage application to get the process started.
Use My Fair Mortgage to get YOUR fair mortgage!
Hi, I am John Lyng, a Mortgage Loan Officer (NMLS 280951). I like to take the stress out of the mortgage process & make sure people get into the program that is right for them.